Payment Plans

Whether you prefer automated payments or traditional billing, The Barnstable offers simple, flexible, and transparent options to fit your needs.

Automated Cash Withdrawals (ACH)

Many policyholders choose our no-cost automatic withdrawal plan, which pulls payments directly from your checking or statement savings account.

In your first year on the plan, payments are spread across 11 installments. The first payment is 20% of your annual premium, followed by 10 equal monthly payments. After that, in each renewal year, your premium will be divided into 12 equal monthly installments, beginning 30 days before your policy renews.

We’ll send you a payment schedule ahead of each policy period, and it’s always available in your online policyholder portal. Best of all, once you’re enrolled, your policy renews automatically on the same plan—no extra paperwork required.

To sign up, just print and complete our ACH Authorization form. If you’re using a checking account, include a voided check. (Note: Statement savings accounts don’t require a voided check, but passbook savings accounts aren’t eligible.)

Return your form by mail to:
P.O. Box 339, Yarmouth Port, MA 02675
Or fax it to: (508) 362-8025.

Please do not email your private information such as bank account and unless using encryption technology.

5-Installment Paper Bill Plan

Prefer traditional billing? We offer a five-installment plan where invoices are mailed or emailed to you about every 30 days, and the full annual premium must be paid within 120 days of your policy’s effective date.

Checks can be mailed to: P.O. Box 3236, Boston, MA 02241-3236

You can also make payments online by credit card, debit card, or direct withdrawal from your checking or savings account.

Mortgage Bill

Does a bank escrow your insurance premium? If so, we will bill them directly. The full annual premium is due in the first and only installment by the effective date of each policy term.

Fun Facts

Barnstable is the Oldest Town on Cape Cod


Founded in 1639, Barnstable is the oldest town on Cape Cod and was one of the original settlements of the Plymouth Colony. Its roots go deep, with historical architecture and colonial landmarks still standing today.

It’s Actually Seven Villages in One


Barnstable isn’t just one town—it’s made up of seven distinct villages: Hyannis, Centerville, Osterville, Marstons Mills, Cotuit, Barnstable Village, and West Barnstable. Each has its own charm, history, and identity, from seaside harbors to historic Main Streets.

It Was Once a Hub for Whaling and Saltworks


In the 18th and 19th centuries, Barnstable’s economy thrived on maritime industries. Shipbuilding, saltworks, and coastal trade were the lifeblood of the town—and you can still see remnants of that era in its preserved sea captain homes and harbors.